About your BCBS coverage and Methodist Le Bonheur Healthcare

Effective Jan. 1, 2023, a term agreement between BlueCross BlueShield of Tennessee and Methodist Le Bonheur Healthcare expired. Because you are a BlueCross BlueShield of Tennessee member or because you access care through the BCBS-TN network, any care you and your family seek at the hospital system is considered “out-of-network” and you could face hefty out-of-pocket payments. For members in Network P, the following
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Long-term Care Insurance: Is it Worth It?

More employers are adding options for long-term care insurance to their employee benefits packages. As the average age of our nation’s population increases and life spans extend longer, the U.S. is seeing a growing need for long-term care. Most people forget to plan their health care coverage past retirement, and health plans like Medicare and private health insurance plans typically do not cover expenses for ongoing
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Gauging your employees’ health care literacy

Health care is a complex web of jargon that can even make the most seasoned human resources professionals scratch their heads. With seemingly constant changes and shifting regulation deadlines, it’s no surprise that employees may seem disengaged from their health care. Are you doing your part to keep your employees informed about their benefits? Employee education is the first step to making them active health care p
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Containing Costs of Chronic Health Conditions

According to the Centers for Disease Control and Prevention, 6 in 10 U.S. adults have a chronic disease and 4 in 10 adults have two or more conditions. Furthermore, chronic diseases are the leading drivers of the nation’s $4.1 trillion in annual health care costs and are a significant source of financial pain for employers. What differentiates chronic health care from other types of care? Chronic health conditions re
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Six Employee Retention Strategies for the New Year

In 2022, many economists predicted a “Great Resignation” that would stem from many employees simply quitting. Instead, workers have sought out better jobs. As such, experts have begun referring to the current situation as the “Great Reshuffle.” But regardless of why they may be leaving, retaining top performers remains a struggle for employers. Going into 2023, it’s a good idea to make employee retention a resolution
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