Insurance Tips

6 Common Mistakes to Avoid When Choosing a Health Plan

Health insurance may be one of the most critical annual purchases you undergo since it can impact your physical, mental and financial wellness. Unfortunately, selecting a health insurance plan can feel overwhelming. With so many options, it can also be easy to make a mistake when selecting coverage. We explore six common missteps related to selecting a health insurance plan. Avoid these mistakes and you’ll be ready t
Read More

Making the most of your telemedicine benefits

If the pandemic has taught us anything, it is that virtual communication has provided ease and convenience when trying to connect with others. While most of us may be feeling “Zoom fatigue” from our everyday jobs, video and phone appointments are extremely helpful and have become more prominent in the health care world. Telemedicine has made health care more efficient by providing remote access to a variety of medica
Read More

Long-term Care Insurance: Is it Worth It?

More employers are adding options for long-term care insurance to their employee benefits packages. As the average age of our nation’s population increases and life spans extend longer, the U.S. is seeing a growing need for long-term care. Most people forget to plan their health care coverage past retirement, and health plans like Medicare and private health insurance plans typically do not cover expenses for ongoing
Read More

Containing Costs of Chronic Health Conditions

According to the Centers for Disease Control and Prevention, 6 in 10 U.S. adults have a chronic disease and 4 in 10 adults have two or more conditions. Furthermore, chronic diseases are the leading drivers of the nation’s $4.1 trillion in annual health care costs and are a significant source of financial pain for employers. What differentiates chronic health care from other types of care? Chronic health conditions re
Read More

Seven Tips to Control Health Care Spending

Health care can get expensive, especially if you or your family experiences injuries or illnesses that frequently land you in the doctor’s office or hospital. If you are looking for ways to spend less on health care, consider these tips. Understand how your health plan works. Read your health insurance benefits summary to know what is covered and what your portion of the bill will be for different services and
Read More