Invest in the future

well-being of your people

Join CanopyNation

We exist

To fill a void in
the marketplace

We’re here to help you invest in the future – for the well-being of your people and the success of your company.

Jay and I, as principals of CanopyNation, each have over two decades of experience with insurance products and benefits packages.

Government legislation is still creating a tremendous confusion about healthcare. There’s some dishonesty in the insurance industry, with people selling out to get the commission and not servicing customers properly. There’s increasing pressure on the big banks to increase bottom line and topline growth – regardless of the outcome to the customer. And many other brokers are not investing in the future.

Orma Smith, CEO

Orma Smith is CEO of CanopyNation and is responsible for the day to day operation of the company.

Prior to forming CanopyNation with his partner Jay Mays, Orma had served as Senior Vice President for Simmons First Insurance Services as well as Vice President for First-State Insurance. Orma and his team represent over 50 insurance companies while handling benefit needs for more than 70 group clients. In addition to group medical plans, CanopyNation offers a wide range of dental, vision, life, disability and voluntary benefits.

Orma was born in and currently lives in Corinth, Mississippi. He is a graduate of the University of Mississippi and is a certified Self Funding Specialist. Orma’s expertise has been bringing big company ideas to small and medium-sized clients and developing cutting-edge plan designs and communication strategies. Since 2010 Orma has spent much of his time becoming an informed advisor on PPACA and its impact on his clients, the community, and the healthcare economy.


Jay Mays

Jay Mays is Vice President and Director of Client Services of CanopyNation, a principal in the company, and is responsible for the overall day to day client services.

Prior to forming CanopyNation with his partner Orma Smith, Jay served as Account Executive for Simmons First Insurance Services and First State Insurance. Jay and Orma have worked together since 2002 and have started multiple companies.

Jay currently lives in Collierville, Tennessee. He is a graduate of the University of Tennessee.


Fred Vann, CIC

Fred Vann joined CanopyNation as Vice President in 2018. Fred is responsible for new sales and maintaining service relationships with current clients. He brings nearly a decade of experience to the team, with a focus on cost containment innovation & creative funding methods in the healthcare insurance industry.

Fred currently lives in Memphis, TN. He earned a bachelors degree in Managerial Finance and Real Estate from the University of Mississippi.


Our Team


Call us today at (901) 805-2860

Peace of mind. That’s what you get when you join CanopyNation. As part of CanopyNation, you’ll know that your benefit plan is taken care of – the pricing, the plan, the service. You have enough on your plate already, so delegate your benefits to us.